9/23/2023 0 Comments Chartway livenow accountYou can begin earning now with a Chartway Share Certificate. Become a Member We look forward to a bright and shining future together Contact Us We’re here when you have questions or need assistance. Start building your savings now so that you're able to enjoy life more later. Online Banking Login Locations Request a Branch Appointment Find an ATM or CU Service Center Direct Teller ITMs Work directly with a live teller or use Direct Teller as an ATM. If you have a comfortable savings cushion, want an easy way to earn extra money, and don’t think you will need to withdraw it in the near future, a Share Certificate is a smart choice. In fact, sometimes the fees are so high that they negate your earnings from the account. Your money will stay safe for the life of the account.īecause the terms typically range from several months to several years, consumers face pretty strong penalties for early withdrawal. University Accounting Service (UAS) is the servicer of your account. Share Certificates are guaranteed by the National Credit Union Share Insurance Fund (NCUSIF), while CDs at banks are insured by the FDIC. Log in to the Student Lending Center to view your account balance and make a payment. This is nice if interest rates go down, but if they rise, your earnings won’t be worth as much.Īnother reason these products are popular as a long-term strategy is security. However, the dividend / interest earned is fixed when you open the account. Consumers like them because the rates tend to be higher than other savings accounts. Personal loans empower your budget and improve your credit rating with: Great rates. You put money in, and the longer your term, the more dividends / interest you earn when you withdraw. Make purchases from your wishlist, take a vacation, fund a project, or get that root canal. At a credit union, you earn dividends on your money at a bank, you earn interest.ĬDs and Share Certificates are designed for the long term. Would you like to extend your Overdraft Privilege coverage on your LifePlus Checking account to include your everyday debit card transactions? If so, you can extend your coverage today by completing the online consent form at you’re shopping around for financial products, you may have come across two similar things with different names: Certificates of Deposit (CDs) and Share Certificates.īoth offer long-term solutions to making the most of your money both have similar terms and both are considered to be safe bets for your cash.ĬDs and Share Certificates really only have one distinction between them: the latter is a product offered by credit unions like, Chartway. Unlock your potential & extend your Overdraft Privilege Coverage Overdraft PrivilegeĬhartway offers Overdraft Privilege in two amounts: $750 with an active direct deposit on your checking account and $500 without an active direct deposit on your checking account. The only catch? Personal lines-of-credit are subject to interest and credit approval. Transfer fees, and the funds are available as soon as you pay down your balance. Line-of-CreditĬonnect your line-of-credit to your checking account to cover your overdrafts. And the best part? It’s at no cost to you. Money between your accounts to avoid an overdraft. Link a savings or money market account to your checking account. We have three forms of overdraft coverage available for your LifePlus Checking account: Overdraft Transfer Apply Login Menu Search This Site Search Log In To My Account Make A Payment Log in to the Student Lending Center to view your account balance and make a payment. When it comes to overdraft coverage, we have several options to help you prevent and cover overdrafts.
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